The seal of the coordinating professional does not designate responsible charge for the architectural or engineering work, and also provides a contact for the project for building officials. Review Neb. Temporary permits allow an individual licensed in another jurisdiction to obtain a one-time use permit to practice in the state on a single project for two years Architects or one year Professional Engineers. Outside of these circumstances, the individual must obtain a license in Nebraska. Is our company allowed to go after projects bid in Nebraska without an active license in the state?
In addition, N. However, Title , Neb. Code, Section 5. Architectural and engineering organizations that do not hold a certificate of authorization may respond to RFPs if they comply with Rules 5.
Referencing Rule 5. Once architectural or engineering organization s are awarded the project, those firms must apply for and be issued a certificate of authorization from the Board before entering into an agreement with the project owner to provide their respective professional services. Similarly, architects and professional engineers not practicing through an organization, who are not licensed by the Board to practice their respective professions in Nebraska, may offer their services in accordance with the same rules but must apply for and be granted a license prior to entering into an agreement with the owner to provide their services.
Living Benefits IV. Conversion Benefit. II and IV. I and II. Claims, Settlement Options and Tax Concepts. A beneficiary on a life insurance policy will receive what value upon the death of the insured? Cash value. Surrender value. Investment value. John, who had a life insurance policy with a death benefit, died on August 31st, after a long bout with cancer.
He had been hospitalized for a month before his death. His wife contacted the insurance company to file her claim for the death benefit on September 5th, after John's burial, and after she had time to collect her emotions to deal with her personal loss. The insurance agent filed the papers to process the claim with his supervisor, and the death benefit was settled on October 30th.
Were any laws violated in this scenario? No, the agent filed the paperwork within 30 days of the claim. Yes, the claim was not settled within 30 days of the claim.
No, there are suspicions around the death of John. Yes, the claim was not settled within 15 days of the claim. Living Benefits and Viatical and Life Settlements. Which of the following is a rider that allows a terminally ill person to access at least a portion of the death benefit proceeds prior to death? Living benefit. Living benefits on a life insurance policy can be typically be accessed via:.
Lump sum. Regular installments. Both a and b. The insured party has no part in determining the wording of an insurance contract. Contracts of Adhesion. Contracts of Forbearance. Contracts by Regulation. Contracts by Law. Beneficiary designation.
Premium amount. Insuring clause. Which of the following is not a form of health insurance? Dental insurance II. Vision insurance III. Disability insurance IV. Long-term care insurance. A business client is looking for ways to decrease its monthly premiums.
To get down to the premium level sought after by the company, the agent realizes they have to go to a high deductible health plan. As part of your advice to the business, what should you include in your discussion?
Health Insurance Policy Components and Exclusions. Elimination period. Benefit amount. Own occupation. Benefit duration. When constructing a major medical insurance policy, several criteria must be established, including:. Policy deductible. Maximum out-of-pocket amount. As a marketing tool, Ted, a health insurance agent, offered to send an applicant and his wife on a weekend vacation to a local resort to induce the applicant to purchase a policy. Is this practice permitted and, if not, what is it called?
No; Misrepresentation. No; Twisting. Yes; it is perfectly acceptable. No; Rebating. An agent is in need of generating business. He gets an idea of asking his client to let his policy lapse so that the agent can sell him a new similar policy. Is this permissible and, if not, what is this action called? No; Bait and switch.
Deductibles and Copayments. Health Insurance Claims and Indemnity vs. RVU codes. The purpose of a practice test is to provide candidates with a tool to familiarize themselves with the types of questions they may encounter on the exam. The complimentary practice test form includes an answer key with which you may self-score the exam. The answer key includes the content domain and task statement associated with each item for your reference. The online practice test form includes a score report with additional information on the correct and incorrect answer choices.
Please review the reference list found on the CLP website. Once you take a practice test, you may wish to focus your study efforts on particular domains, and so the online reference list is provided by domain. Industry organizations such as LES and AUTM offer in person or virtual review courses, which individuals may opt to utilize to augment their exam preparation.
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